Privacy Policy
Finstery (“we,” “our,” or “us”) respects your privacy and is committed to protecting it. This Privacy Policy explains how information is handled when you use the Finstery website and mobile application (the “App”).
1. Overview
Finstery is designed as an educational and analytical tool. We intentionally minimize the collection of personal data. In most cases, your data remains on your device and is not transmitted to or stored on our servers.
2. Information We Do Not Collect
We do not collect, store, or sell personal information such as:
- Your name, address, or phone number
- Financial account numbers or brokerage information
- Investment holdings or transaction history
- Social Security numbers or government identifiers
Finstery does not require you to create an account to use the App.
3. Information Stored Locally on Your Device
The App may store certain data locally on your device, including:
- Portfolios you create
- Asset allocations and settings
- Simulation preferences and assumptions
This information is stored using Apple’s local storage mechanisms and remains under your control. We do not have access to this data.
4. Analytics and App Performance Data
We may collect limited, aggregated, and non-identifying analytics data to help improve the App. This may include:
- App crashes or error reports
- General usage patterns (e.g., feature usage frequency)
This data does not identify you personally and is used solely to improve app stability, performance, and user experience.
5. Purchases and Subscriptions
Finstery offers optional paid features through Apple’s in-app purchase system. Payments and subscription management are handled entirely by Apple. We do not receive or store your payment information.
Apple may provide us with anonymized subscription entitlement status (e.g., whether a subscription is active) to enable paid features within the App.
6. Data Sources Used by the App
The App uses financial and economic data from third-party public and commercial sources (such as academic datasets, public economic databases, and market data providers). This data is not associated with individual users.
Data sources, methodologies, assumptions, and limitations are described separately within the App for transparency.
7. Data Changes and Updates
The data, methodologies, and assumptions used by Finstery may change over time for any reason, including correcting errors, updating data sources, improving models, or enhancing functionality. These changes may occur without notice and may affect outputs or results shown in the App.
Use of the App constitutes acceptance of this risk.
8. Children’s Privacy
Finstery is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children.
9. Data Security
We take reasonable steps to protect the App and its functionality. However, no system is completely secure, and we cannot guarantee absolute security. You are responsible for securing your own device.
10. Third-Party Services
The App may rely on Apple-provided services (such as StoreKit and system analytics) and publicly available data providers. Their use of information is governed by their own privacy policies.
11. Your Rights
Because we do not collect or store personal data on our servers, there is generally no personal data for us to access, modify, or delete. You can remove locally stored data at any time by deleting the App.
12. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Updates will be reflected on this page. Continued use of the App or website after changes constitutes acceptance of the revised policy.
13. Contact
If you have questions about this Privacy Policy, you may contact us at:
finstery.com
